Welcome to HAE EHA Commercial Finance.

HAE EHA Commercial Finance is a bespoke membership service for the HAE EHA members with access to a comprehensive range of financial solutions to assist members to secure working capital to support their current business operations together with lines of credit to enable the members hire fleets to be upgraded or expanded through Hire Purchase, Operating Lease, Contract Hire and “back to back” funding to enable long term rental contracts to be secured cost effectively.

The Commercial Finance facilities are provided by ECS Group, who were established in 1999, are a UK based independent commercial finance brokerage, working with clients across the UK and Ireland. They are directly authorised and regulated by the Financial Conduct Authority and have worked with HAE EHA since 2009. The business has access to a wide range of financial institutions and can offer solutions including, hire purchase, operating lease, business loans, cashflow finance, commercial mortgages as well as access to some bespoke lenders operating in specific industry sectors including the hire and rental industry.



There are several services available to members, which include:

Asset Finance

Hire Purchase & Conditional Sale

Finance Lease

Operating Lease and Contract Hire

Working Capital

Invoice Discounting

Business Loans

Stock Finance

Property Finance

Commerical Mortgage

Equity Release

Development Finance

Recovery Loan Scheme

Members have free access to our online loan calculator to assess if your business is eligible for this scheme, and the amount you could potentially borrow.

Launched on 6 April 2021, the Recovery Loan Scheme (RLS) provides financial support to businesses across the UK as they recover and grow following the coronavirus pandemic.

You can apply to the scheme if Covid-19 has affected your business. You can use the finance for any legitimate business purpose – including managing cashflow, investment and growth. However, you must be able to afford to take out additional debt finance for these purposes.

If your business has already borrowed from any of the other coronavirus loan schemes – namely:

  • the Bounce Back Loan Scheme (BBLS)
  • the Coronavirus Business Interruption Loan Scheme (CBILS)
  • the Coronavirus Large Business Interruption Loan Scheme (CLBILS)

RLS is still open to you, although the amount you have borrowed under an existing scheme may in certain circumstances limit the amount you may borrow under RLS.

RLS will run until 30 June 2022.

The qualification for this scheme is as follows;

Your business must:

  • have been impacted by Covid-19
  • be carrying out trading activity in the UK
  • have a viable business proposition

The following are not eligible under RLS:

  • Banks, building societies, insurers and reinsurers (excluding insurance brokers)
  • Public-sector bodies
  • State-funded primary and secondary schools

The maximum amount of a facility provided under the scheme is £2m per business (maximum £6m per group). Minimum facility sizes vary, starting at £1,000 for asset and invoice finance, and £25,001 for term loans and overdrafts.

Click below for RLS Support, or to use our RLS Calculator to see how much you could potentially borrow.

Get in Touch

8 + 6 =


Asset Finance

Working Capital

Property Finance


Highgrove, 32 Franklin Way, Barrow upon Humber, North Lincolnshire, DN19 7BJ

Telephone: 01522 420499 

HAE EHA Commercial Finance is a trading style of ECS Management Services Limited. ECS Management Services Limited, trading as ECS Group, are directly authorised and regulated by the Financial Conduct Authority (Registration Number 777473).

ECS Group are a commercial finance brokerage and not a lender. All quotations are subject to formal credit approval.